Terms & Conditions

Effective Date: September 24, 2026

Welcome to Anita McCoy Ministries, a subsidiary of Field of Dreams Harvest Ministries. These Terms and Conditions govern your use of https://anitamccoyministries.com/ and any resources, content, programs, services, products, events, coaching, courses, or communications provided through the website.

By accessing or using this website, you agree to these Terms and Conditions. If you do not agree, please do not use the website.

1. About This Website

Anita McCoy Ministries provides faith-based educational, inspirational, prophetic, ministry, coaching, and informational content.

The website may offer free resources, including ebooks and downloads, as well as information about books, courses, coaching, mentorship, events, consultations, and other ministry or business services.

2. Eligibility

You must be at least 18 years old to purchase products, enroll in paid programs, submit an application, or enter into an agreement with us.

If you are under 18, you may use the website only with the involvement and permission of a parent or legal guardian.

3. Acceptable Use

You agree to use the website lawfully and respectfully. You may not:

Violate any applicable law or regulation

Attempt to gain unauthorized access to the website or its systems

Interfere with website security or operation

Copy, reproduce, distribute, or sell our content without permission

Use our content to create competing materials

Submit false, misleading, abusive, or unlawful information

Use automated systems to scrape, copy, or monitor the website without permission

Upload malicious code, viruses, or harmful material

Impersonate another person or organization

We reserve the right to restrict or terminate access to anyone who violates these Terms.

4. Free Resources

We may provide free ebooks, worksheets, videos, downloads, teachings, or other resources.

Free resources are provided for personal, educational, and informational use only. They may not be copied, resold, repackaged, modified, distributed, or used commercially without written permission.

We reserve the right to change, discontinue, or limit access to free resources at any time.

5. Intellectual Property

Unless otherwise stated, all website content is owned by or licensed to Anita McCoy Ministries, including:

Text

Ebooks

Courses

Videos

Audio

Graphics

Logos

Photographs

Designs

Downloads

Workbooks

Trademarks

Service names

Original teaching and ministry materials

All content is protected by copyright, trademark, and other applicable intellectual-property laws.

You may view and download materials provided for personal use only. You may not reproduce, publish, distribute, modify, transmit, display, sell, license, or create derivative works from our content without written permission.

6. Faith-Based and Educational Disclaimer

The content provided through this website is for faith-based, educational, inspirational, and informational purposes.

Our content is not a substitute for medical advice or treatment, mental-health counseling, legal advice, financial advice, professional business advice, emergency services, or diagnosis or treatment by a qualified professional.

Prayer, prophetic ministry, spiritual instruction, coaching, and educational content should not be used as a substitute for qualified professional care.

You are responsible for evaluating information and making your own decisions. When appropriate, consult a licensed medical, mental-health, legal, financial, or other qualified professional.

7. No Guaranteed Results

We do not guarantee that you will experience any particular spiritual, personal, ministry, business, financial, emotional, or professional result from using our content, programs, coaching, courses, books, or services.

Results depend on many factors, including your circumstances, effort, consistency, decisions, experience, and implementation.

Testimonials and examples are individual experiences and do not guarantee that others will achieve the same results.

8. Coaching, Mentorship, and Ministry Services

Any coaching, mentorship, prophetic ministry, prayer, consultation, training, or educational service is provided based on the scope described at the time of purchase or registration.

We do not guarantee a specific outcome, a specific level of income or ministry growth, a specific spiritual experience, a particular prophetic word or result, acceptance into a program, or availability at a particular time unless confirmed in writing.

We may refuse, reschedule, or discontinue a service when necessary for safety, scheduling, ethical, legal, or operational reasons.

9. Purchases and Payments

If paid products or services are offered, you agree to provide accurate billing and contact information.

You authorize us or our payment processor to charge the payment method you provide for the amount disclosed at checkout.

Prices, program descriptions, availability, and payment terms may change at any time before purchase.

We may use third-party payment processors. We do not typically store complete payment-card information on our own servers. Payment information is handled according to the applicable payment processor's terms and privacy policy.

10. Refunds and Cancellations

Refund, cancellation, rescheduling, and subscription terms will be displayed at checkout or in the applicable offer description.

If no separate policy is provided, all purchases are considered final unless otherwise required by law or approved by us in writing.

To request assistance with a purchase, contact: [email protected]. Requests for appointments, cancellations or rescheduling should be requested at least 12-24 hours in advance. Missed appointments or late cancellations may be nonrefundable.

11. Subscriptions and Recurring Payments

If a program or service involves recurring payments, the recurring amount, billing schedule, renewal terms, and cancellation process will be disclosed before purchase.

You may cancel future recurring charges by following the cancellation instructions provided or by contacting us at [email protected].

Cancellation does not automatically entitle you to a refund of previous payments unless stated in the applicable offer terms or required by law.

12. User Communications and Testimonials

If you submit a comment, testimony, review, question, prayer request, photograph, video, or other material, you grant us permission to use, reproduce, edit, publish, display, and distribute that material for ministry, educational, promotional, or marketing purposes, unless you specifically tell us in writing that the submission is private.

Do not submit confidential information that you do not want us to receive or use.

We will not knowingly publish your private contact information without permission.

13. Third-Party Services and Links

The website may connect to third-party services, including payment processors, email platforms, scheduling tools, social media platforms, video services, retailers, and other websites.

We do not control and are not responsible for third-party services, content, availability, security, policies, or practices.

Your use of third-party services is governed by the third party's own terms and policies.

14. Disclaimers

The website and its content are provided on an "as is" and "as available" basis.

To the fullest extent permitted by law, we disclaim warranties of any kind, whether express or implied, including warranties of accuracy, reliability, availability, merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee that the website will always be available, the website will be free from errors or harmful code, information will always be current or complete, products or services will meet your expectations, or any particular result will occur.

15. Limitation of Liability

To the fullest extent permitted by law, Anita McCoy Ministries/ Field of Dreams Harvest Ministries, its owners, ministers, officers, employees, contractors, affiliates, and representatives will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages arising from or related to your use of the website, your reliance on website content, your use of a free resource, your participation in a program or service, your inability to access the website, your use of a third-party service, or any error, interruption, or security incident.

Where liability cannot legally be excluded, our total liability will be limited to the amount you paid to us for the specific product or service giving rise to the claim during the 6 months before the claim.

16. Indemnification

You agree to defend, indemnify, and hold harmless Anita McCoy Ministries/ Field of Dreams Harvest Ministries, its owners, ministers, officers, employees, contractors, affiliates, and representatives from claims, damages, losses, liabilities, costs, and expenses arising from your violation of these Terms, your misuse of the website, your violation of another person's rights, your content or submissions, or your violation of applicable law.

17. Termination

We may suspend or terminate your access to the website, resources, programs, or services at any time if we believe you have violated these Terms, misused the website, engaged in harmful conduct, or created a safety, legal, or operational concern.

Sections concerning intellectual property, disclaimers, limitations of liability, indemnification, and governing law will survive termination.

18. Governing Law

These Terms are governed by the laws of the State of Pennsylvania, without regard to conflict-of-law principles.

Any dispute arising from these Terms or your use of the website will be handled in the state or federal courts located in Erie County Pennsylvania, unless applicable law requires otherwise.

19. Changes to These Terms

We may update these Terms from time to time. Updated Terms will be posted on this page with a revised effective date.

Your continued use of the website after updated Terms are posted means you accept the revised Terms.

20. Contact

Questions about these Terms should be sent to:

Field of Dreams Harvest Ministries
Attn: Anita McCoy
P.O. Box 9353, Erie, PA 16505
Email: [email protected]
Phone: +1(814) 315-1166